balance

n. 余额；结余

If you put money in your bank account, does the balance go up or down?如果你把钱存入银行账户，余额会多还是少？

bank 

charges

n. 银行手续费

If I withdraw money from an ATM machine, I have to pay $2.50 in bank charges.如果我从自动取款机取款，我必须支付2.50美元的手续费。

branch

n. 分行

Is there a branch of the National Bank near here?这附近有国家银行的分行吗？

checkbook

n. 支票簿

If I had my checkbook, I'd pay by writing you a check.如果我有支票簿，我会给你开支票付款。

check

n. 支票

They promised to send me a check, but I didn't get it.他们答应给我寄一张支票，但我没有收到。

credit

n. 贷款；结余

The bank gives her just enough credit to pay her bills.银行给了她足够的贷款来支付账单。

credit card

n. 信用卡

When Kim realized she'd left her credit card in the ATM machine, she ran back to get it. 当Kim意识到她把信用卡忘在自动取款机里时，她跑回去拿。

current 

account

n. 活期存款帐户

Current accounts are good for day-to-day purchases, but you don't get much interest.活期存款帐户适合日常花销使用，但利息不高。

debit

n. 借记

What was this debit in last month's expense account for? 上个月账户中的借记是做什么的？

deposit 

account

n. 存款账户

What interest rate are you getting for your deposit account?你的存款账户利率是多少？

fill in

v. 填写

Please fill in this application form before seeing the loans officer.在见到贷款人员之前，请填写此申请表。

interest

n. 利息

Why aren't banks paying as much interest as they used to?为什么银行不像以前那样支付那么多利息？

loan

n. 贷款

You'll have to get a housing loan before buying a property.在购买房产之前，你必须获得住房贷款。

online 

banking

n. 网上银行

Grandma does her own online banking, from paying bills to checking her balance.奶奶管理自己的网上银行，包括支付账单和检查余额等。

overdraft

n. 透支

If there isn't enough in my account for a purchase, I get an automatic overdraft.如果我的帐户中没有足够的钱购买，我会收到自动透支。

pay in

v. 把(钱、支票等)存入银行

My salary gets paid in every month, and then I withdraw it as needed.我的工资按月结算，我则按需提取。

payee

n. 收款人

When writing a check, make sure you spell the name of the payee correctly.写支票时，请确保收款人的姓名拼写正确。

paying-in slip

n. 存款单

Do you keep all your paying-in slips?你保留了所有的存款单吗？

standing 

order

n. 定期支付指示

Ask your bank if they'll pay the rent by standing order for you.询问您的银行是否会定期支付租金。

statement

n. 清单

I do all my banking online now, so I don't get statements in the mail.我现在在网上做我所有的银行业务，所以我不会在邮件中收到对账单。

withdraw

v. 提，取（银行账户中的款）

Before ATM machines, we took our passbooks to a bank to withdraw money.在自动取款机出现前，我们用存折取款。